RVs allow us to travel with our family members, including our pets, but they can also put our furry friends at risk when driving or parked. So, pet and RV owners need to understand whether and how their RV insurance policy covers their pets. The Merhar Agency LLC team, serving the Willoughby, OH area, wants to help you find the RV and other insurance coverage that suits your needs.
Pet Coverage Varies Across RV Insurance Policies
RV owners have a lot to consider when choosing their RV insurance coverage. Your options depend on your RV type, the time you spend in it, where you go, and where you park it. The good news for pet owners is that RV insurance policies often cover injuries to pets during covered events, whether when driving or parked. Policies sometimes cover cats and dogs only, and every policy limits the total value of the claim, with a $1,000 limit being typical. Of course, you can boost your pet coverage or add a pet coverage rider to obtain the insurance package you need.
RV owners who travel with their pets should discuss their policy’s pet coverage with their agent to ensure it meets their needs. If your base coverage does not meet your needs, consider increasing the coverage amount by adding a rider within the RV policy. You also have the option to acquire a separate pet insurance policy outside your RV insurance.
The Merhar Agency LLC Difference
RV owners have many insurance choices, so working with an agent you trust is important. The Merhar Agency LLC team, serving Willoughby, OH, will help ensure you obtain the correct coverage for all your insurance needs. Please stop by or call us today at 440-946-2040 to schedule an appointment.
