Boat/Watercraft Insurance in Ohio

In Ohio, water sports can be a common pastime. That leads a lot of people to make a dream purchase by acquiring a boat or watercraft that lets them enjoy the lake to its fullest. Of course, investing in a boat or watercraft is a big deal, and you want to make sure you have the right insurance to protect that investment.

At The Mehar Agency LLC in Willoughby, OH, we can help you understand your watercraft insurance options. That way, you can pick the right policy that gives you the protection you need without wasting money that could go back into watery fun.

What Does Boat Insurance Cover?

Boat insurance resembles automotive insurance in many respects. While each policy is unique and coverage will vary, the most common points of coverage are liability and property. Liability insurance protects watercraft owners against claims made in the event of injury or damage caused by the watercraft itself.

Property insurance can be used to protect the boat from the damage it incurs. This can be from accidents, weather, and other sources — all depending on the specific policy selected.

Other Coverage Options

Watercraft policies can also include towing and assistance. Specific policies can be set up to deal with wreckage removal (in the tragic case that the boat sinks) and fuel indemnification (for fuel spills into the water). Specialized watercraft can have comparably specialized bits of coverage. The result is that you can get a customized insurance package that tailor fits your watercraft and how you use it.

If you want to explore all of your boating options, give us a call today. The Mehar Agency LLC in Willoughby, OH can go over the various types of coverage and what they’ll mean to you. You can get quality protection for your watercraft that takes away worries and helps you enjoy the Ohio boating experience.